Overseas Student Health Cover

What is OSHC?

OSHC is insurance to assist international students meet the costs of medical and hospital care that they may need while in Australia. OSHC will also pay limited benefits for pharmaceuticals and ambulance services.

Who has to take out OSHC?

People who must take out OSHC are overseas students undertaking formal studies in Australia and their dependents (for example, spouses and children under 18 years old).

For the purposes of OSHC, ‘overseas student’ means:

  • a person who is the holder of a student visa; or
  • a person who:
    • is an applicant for a student visa; and
    • is the holder of a bridging visa; and
    • was immediately before being granted the bridging visa, the holder of a student visa.

The Department of Immigration and Border Protection requires overseas students to maintain OSHC for the duration of time they are in Australia. For further information, please visit the Department of Immigration & Border Protection website.

What students must do

To apply for a visa, the student must declare that they have obtained OSHC for the entire period of their stay, unless they are exempt from this requirement.  Exemptions apply to some Belgian, Norwegian and Swedish students, who are not required to purchase OSHC.

A student will not be able to continue with their student visa application until they have declared they have OSHC for the entire period of their stay. Students will have to indicate in their application the date their OSHC starts and the date it ends. A DIBP visa processing officer may need to verify that OSHC has been obtained by asking the student or the education provider for evidence, such as policy details.

These changes make the requirements for OSHC clearer and also encourage students to be better informed about their health cover, including having specific details about their policy and being able to contact their OSHC provider directly.

What providers must do

To assist with the transition, providers that arrange OSHC for students should work with their OSHC partner to ensure OSHC is arranged for students’ entire stay in Australia and that students have sufficient information on their OSHC to allow them to complete their online visa application.  It is recommended that providers who arrange OSHC for students seek confirmation of the student’s planned travel dates as part of their application process.
Ref: https://prisms.education.gov.au/Information/News/News.aspx?NewsId=512

Allianz Care Australia is our preferred provider of Overseas Student Health Cover (OSHC).

Overseas Student Health Cover (OSHC) is health insurance for international students that helps to cover medical costs while studying in Australia. It is a condition of your student visa to have OSHC for the duration of your studies here in Australia, unless an exception applies.

Allianz Care Australia OSHC offers International Students cover for hospital admissions, ambulance, as well as some cover for specialists, tests and prescription medicines. Students who purchase Allianz Care OSHC also get the following benefits:

  • Access to Allianz Care Australia Telehealth Services – powered by Doctors on Demand
  • Access to Allianz Care Australia Safety Services – powered by Sonder
  • 24/7 emergency and medical assistance via our helpline
  • Face-to-face support in dozens of locations across Australia (subject to COVID-19 regulations)

Find out more about Overseas Student Health Cover here.

This is a summary of information and benefits. For the full exclusions, limitations, waiting periods, terms and conditions please read the Policy Document which is available at allianzcare.com.au/en/policywording

Need a doctor?

Use the online tool Find a doctor to help locate a direct billing doctor (GP) near you.

Allianz Care Australia is our preferred provider of Overseas Student Health Cover. OSHC with Allianz Care Australia provides cover for:

  • Private and public hospital admissions
  • Ambulance
  • Doctors and specialists (outside of hospital)
  • Medical tests (x-rays and blood tests)
  • Prescription medicine

In addition, OSHC members have access to a range of support services:

  • 24/7 emergency and medical assistance helpline
  • Allianz MyHealth app (over 18’s only)
  • Allianz Care Australia Telehealth services – powered by Doctors on Demand
  • Allianz Care Safety Services – powered by Sonder
  • Find a doctor online tool
  • Face-to-face support in dozens of locations across Australia (subject to COVID-19 regulations)

We hope you enjoy your stay in Australia.

Find out more about Overseas Student Health Cover.

Why use the find a doctor tool?

Visiting a medical provider that is a part of the Allianz Care Australia network of direct-billing providers simplifies your visit.

  • The doctor will submit your claim to us directly
  • You will not need to fill out any paperwork relating to your claim
  • Saves you time so you can focus on what is important during your stay in Australia.

Carry your policy in your pocket

The Allianz MyHealth app makes it quick and easy for you to:

  • Submit and track your claims
  • Add a dependant child or spouse
  • Access your e-membership card
  • Update your information

Download the app, then click on the Register Here link.

Note: The Allianz MyHealth App is only accessible to those over the age of 18 years old

PCBT is a selected Education Partner of BUPA Insurance to provide Advantage Overseas Student Health Cover for its students. OSHC

You may arrange your OSHC through agents or by yourself. PCBT is proud to Partner with Bupa as the leading health and care provider in Australia. Bupa offers the best quality care and servicing and offers a range of benefits to make sure your health is in good hands and you are covered in case of any emergencies. Bupa also offers a large network of retail centres in case you need to chat to someone about your membership, great discounts and member exclusive from a number of partner providers and a large doctor network.

A singles membership covers the student only. Couples membership covers the student and their partner as listed on the student’s dependant visa. A family membership covers the student, their partner and their dependant children under 18 years of age, if they live with them in Australia and are listed on the student’s dependant visa. Student is defined as the primary student visa holder. See what will you be covered download now.

Information on BUPA’s website can also be utilised to ensure students understand how to use their cover.  Below are some quick links that direct students to important information on their website:

Health and Wellbeing Support – The Bupa Blue Room

The Bupa Blue Room provides information, inspiration and advice for improving health to help our members achieve holistic health and wellbeing.

Students have access to the Bupa Blue Room and we encourage all members to explore the information to help better manage their own health.

Links to articles and information can be accessed through BUPA Blog or their Social Media. ‘like’ the Bupa Blue Room face book page to keep healthy information.

Topics include:

Visit theblueroom.bupa.com.au to explore more.

Are You Sick? 

Bupa Plus

With myBupa, all of our members have access to a range of discounts and benefits including Bupa Optical discounts and half price movie tickets!

Go to www.bupa.com.au/mybupa  and https://www.bupaplus.com.au/  to see the range of benefits available to our members.

If you have got any question please email marketing@pcbt.wa.edu.au

August 2021 Content – Bupa International Engagement Program

Given the way of the landscape at the moment, we thought it was prudent to focus on two important areas around health and wellbeing:

  1. Balancing Emotions Through Unstable Times: With 60% of the country going in, out, or still in lockdown over the last month or so, we’re bringing back a support article from last year about how to manage your mental health and emotions throughout these times.
  2. Dental Emergencies & Visiting a Dentist in Australia: Borders are closed, which means those who usually return home to get check-ups or work done are in a position where they can’t right now. Rather than delaying treatment and potentially turning it into a far more costly affair, a guide of going to the dentist and what to expect has been put together to support our international audience who may want or need to seek treatment while still in Australia.

Read more: https://www.bupa.com.au/international-community