OVERSEAS STUDENT HEALTH COVER
What is OSHC?
OSHC is insurance to assist international students meet the costs of medical and hospital care that they may need while in Australia. OSHC will also pay limited benefits for pharmaceuticals and ambulance services.
Who has to take out OSHC?
People who must take out OSHC are overseas students undertaking formal studies in Australia and their dependents (for example, spouses and children under 18 years old).
For the purposes of OSHC, ‘overseas student’ means:
- a person who is the holder of a student visa; or
- a person who:
- is an applicant for a student visa; and
- is the holder of a bridging visa; and
- was immediately before being granted the bridging visa, the holder of a student visa.
The Department of Immigration and Border Protection requires overseas students to maintain OSHC for the duration of time they are in Australia. For further information, please visit the Department of Immigration & Border Protection website.
New legislation on July 1st, 2016
From 1 July 2016 all international students will be required to apply for their student visa online. See http://www.border.gov.au/immiaccount for more information
From this date the process for informing the Department of Immigration and Border Protection (DIBP) about a student’s OSHC will change, but the policy remains the same. All students must have (at the time they apply for their visa) OSHC that covers the entire period of their student visa and stay in Australia. DIBP’s advice is at: http://www.border.gov.au/Busi/Educ/Educ
If a student enters Australia before their OSHC begins, they are in breach of their visa conditions.
What students must do
To apply for a visa, the student must declare that they have obtained OSHC for the entire period of their stay, unless they are exempt from this requirement. Exemptions apply to some Belgian, Norwegian and Swedish students, who are not required to purchase OSHC.
A student will not be able to continue with their student visa application until they have declared they have OSHC for the entire period of their stay. Students will have to indicate in their application the date their OSHC starts and the date it ends. A DIBP visa processing officer may need to verify that OSHC has been obtained by asking the student or the education provider for evidence, such as policy details.
These changes make the requirements for OSHC clearer and also encourage students to be better informed about their health cover, including having specific details about their policy and being able to contact their OSHC provider directly.
What providers must do
To assist with the transition, providers that arrange OSHC for students should work with their OSHC partner to ensure OSHC is arranged for students’ entire stay in Australia and that students have sufficient information on their OSHC to allow them to complete their online visa application. It is recommended that providers who arrange OSHC for students seek confirmation of the student’s planned travel dates as part of their application process.
PCBT is a selected Education Partner of BUPA Insurance to provide Advantage Overseas Student Health Cover for its students.
You may arrange your OSHC through agents or by yourself. PCBT is proud to Partner with Bupa as the leading health and care provider in Australia. Bupa offers the best quality care and servicing and offers a range of benefits to make sure your health is in good hands and you are covered in case of any emergencies. Bupa also offers a large network of retail centres in case you need to chat to someone about your membership, great discounts and member exclusive from a number of partner providers and a large doctor network.
Information on BUPA’s website can also be utilised to ensure students understand how to use their cover. Below are some quick links that direct students to important information on their website:
- You can access a range of information on their dedicated overseas student health cover website
- BUPA current product sheet and brochures can be downloaded here.
- You can also go to our members help guide where you will find information about where to find our Bupa friendly doctors information on how students can make a claim and what they need to do if they feel sick
- BUPA hospital network is the largest in Australia and students are able to find members first hospitals where we will finalise the bill directly with the hospital
Health and Wellbeing Support – The Bupa Blue Room
The Bupa Blue Room provides information, inspiration and advice for improving health to help our members achieve holistic health and wellbeing.
Students have access to the Bupa Blue Room and we encourage all members to explore the information to help better manage their own health.
Links to articles and information can be accessed through BUPA Blog or their Social Media. ‘like’ the Bupa Blue Room face book page to keep healthy information.
- Staying Well in Australia – e.g. winter wellness, hay fever,
- Sleep and stress
- Family Health
Visit theblueroom.bupa.com.au to explore more.
With myBupa, all of our members have access to a range of discounts and benefits including Bupa Optical discounts and half price movie tickets!
If you have got any question please email firstname.lastname@example.org